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October 2020

Choosing The Right Motorcycle Tire Involves The Right Tread Style, Tire Bias And Tire Materials

by Hart Laurenceupdated on November 30, 2020October 30, 2020

Which is more critical – getting the right engine or getting the best motorcycle tire – that question may be a difficult to answer or an impossible decision to make for some.

Both items are required to have to peak operation and safety. You want the superior acceleration and the best handling. Both of these items are necessary to achieving the quality of ride you desire from your motorcycle. Choosing the right motorcycle tire is no exception since it is just as important for the reasons mentioned above and many other reasons.

The motorcycle tire tires you pick must be matched to your bike, simply getting the right size is not the only concern. Items such as tread style, tire bias, tire materials and other common characteristics should all be designed with the riding type – and therefore the bike category – in mind in order to get the optimum tire.

Unlike most car tires, your motorcycle tires need to be different for the front and the rear of the bike. Each motorcycle tire is has been designed with the specific location in mind on the bike and each tire has differing engineered goals to accomplish. Power – acceleration is provided predominantly by the rear tire, and the front tire supplies more of the braking power than is required by the rear tire – this could be up to an 80% difference in requirements for motorcycle tire braking.

Obviously the front motorcycle tire turns left and right to accommodate direction desired, while the back motorcycle tire is subject only to the lean of the bike, and that too must be taken into consideration in design and choices of motorcycle tires. Since the back tire carries the bulk of the weight, this will alter the design requirements and specification requirements.

Motorcycle Racing Tires

We now venture into a unique class of motorcycle tires – Racing tires. Having their favorite tires, professionals want exceptional contact with the surface at extreme leaning angles, this is invariably an essential quality desired. Cornering at tight angles, extreme acceleration from a standing position or coming out of a turn, and prolonged stress at maximum speeds all induce the need for special engineering for motorcycle racing tires.

Many hours of extreme and constant abuse on the motorcycle race track as well as the requirement to be nearly puncture proof under off-road conditions make these special motorcycle tires indispensable. Having to be able to meet expectations immediately upon installation these motorcycle tires seldom get the standard recommended 100-mile run-in period before they land on the track.

Sport Motorcycle Tires

Referred to as sport bias motorcycle tires, these usually have a radial-style tread patterns that give it a larger tire “footprint”, (contact with the road surface). Sport bikes are usually made to be run hard on the road, and maybe even do some off-road duty. Proper adherence to the surface contact with the ground and excellent cornering are required for this style of road bike. Having to perform in various weather environments is an issue of concern too.

To give these tires better grip in both wet and dry environments there must be an overall Increase in the tread-to-void ratio . Maximum tread life is desired for sport bike riders as well. Over the last twenty years unique tread compounds have been discovered and this has increased both features, those being increased grip and improved wear resistance.

Cruiser Motorcycle Tires

Manufacturers of the most popular motor cycles such as Yamaha, Honda, Kawasaki and others all compete to be the best motorcycle in this particular category. Part of the standard equipment that helps put particular bikes on top is the tire they choose as original equipment for their cruiser bikes.

Regardless of weather conditions superior grip on every road surface such as asphalt, concrete, chip seal and others, is essential. Design is always consists of a delicate balance between maximum tread life and superior grip. Grip is usually at the expense of tread life. Tires must be soft to stick to the road but harder tires get superior tread life. This is a problem for the engineers.

Dunlop, and other tire manufacturers have accomplished that, and Dunlop offers the defacto standard for most of the best bike manufacturers. Tread designs now offer superior water evacuation for the front and rear motorcycle tire.

The motorcycle tire bias-ply design, including overlapping ply’s of synthetic rubber and composite mesh. This will provide the motorcycle with a good tradeoff between weight-carrying limits and ride comfort.

Tire design with center grooves that are offset on the motorcycle tire give it improved straight-line stability as opposed to designs from the past. This helps keep the bike upright with minimal input from the rider.

Touring Motorcycle Tires

Racing motorcycle tires have fewer tread grooves giving ultimate grip, and these tires have a tall arch and tall crown in order to steer fast. There is a trade off here; this makes the tire offer less stability. By comparison, the touring motorcycle tires need the precise opposite handling characteristics.

Touring bikes are usually constructed to allow a very comfortable, stable ride over prolonged distances in various kinds of weather conditions. Having less grooves could make the motorcycle tire perform rather poorly in wet weather conditions. Motorcycle touring tires need to give absolute premium stability so that the motorcycle rider will remain upright with less personal effort. All focusing on being upright by giving constant small body and steering tweaks to the center of balance – will quickly tire out the motorcycle rider.

Racing motorcycle tires also have an extra ply and tighter internal winding, and this makes the motorcycle tire stiffer. Here is a time when less ply layers are going to be safer and achieve a more comfortable ride. The less ply layer count in touring motorcycle tires supply a smoother ride over roads that are not smooth. These motorcycle tires achieve a less bumpy ride and these tires are more inclined to stay in contact with the road better, and especially around hard turns.

How those layers or ply’s are constructed can also a large factor. Tires that have the overlapping ply’s will give an excellent side grip, but those constructed with a joint less belt configuration tend to give a more stable and soft ride for the motorcycle rider.

Heat always has to be accounted for in the motorcycle tire design. Racing motorcycle tires are exposed to high heat environments, because of the relentless high friction they endure while making rapid twists and decelerations. Touring motorcycle tires might also see extreme temperatures from the continual long trips on hot asphalt. But since the heat environment profile is not the same, and the motorcycle tires are designed with this in mind.

A touring motorcycle tire intentionally designed for longer miles before encountering excessive wear, they are also more stable, and offer a greater degree of security while riding in various environments and conditions. It will keep those same engineered characteristics during more heat cycles and will offer a more comfortable and enjoyable ride over the upcoming road conditions.

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Pursuing a Motorcycle Accident Claim

by Hart Laurenceupdated on November 30, 2020October 15, 2020

You can ride safer by following these quick tips on motorcycle safety:

1. Always assume that you and your motorcycle are totally invisible to other drivers.

2. Leave plenty of space in front and back and to the sides from all other vehicles.

3. Beware of motorists turning left in front of you at intersections.

4. Never drink or take drugs and try to ride a motorcycle.

5. Avoid riding at night, especially late Saturday night and early Sunday when drunken drivers may be on the road.

6. Beware of taking curves that you can’t see around. A parked truck or a patch of sand may be awaiting you.

7. Do not try to ‘get even’ with another rider or motorist by giving in to road rage.

8. If someone is tailgating you, either speed up to open more space or pull over and let them pass.

9. Take a motorcycle safety course to learn what to look for to avoid accidents.

10. Wear protective clothing and a helmet.

There is no New York No-Fault insurance available to motorcycle riders. This means that in the event of injury in a motorcycle accident, private health insurance must pay the bills. If the rider wins a lawsuit, these bills must usually be paid back to the health insurance carrier. If there is no health insurance available, the issue of medical bills and paying for medical care becomes complicated, indeed. Consult an experienced accident and personal injury attorney.

As a lawyer and rider who has held a motorcycle license for many years, I have some definite thoughts on this topic. But I’d like you to “cram down” some statistics about motorcycle safety, which relate to accidents and injuries, and which I find fascinating:

1. Approximately 3/4 of motorcycle accidents involve collision with another vehicle; most often a passenger automobile.

2. Approximately 1/4 of motorcycle accidents are single vehicle accidents involving the motorcycle colliding with the roadway or some fixed object in the environment.

3. Vehicle failure accounts for less than 3% of motorcycle accidents, and most of those are single vehicle accidents where control is lost due to a puncture flat.

4. In single vehicle accidents, motorcycle rider error is present as the cause about 2/3 of the time, with the typical error being a slideout and fall due to overbraking, or running wide on a curve due to excess speed or under-cornering.

5. Roadway defects (pavement ridges, potholes, etc.) are the accident cause in 2% of accidents; animal involvement causes 1% of accidents.

6. In multiple vehicle accidents, the driver of the other vehicle violates the motorcycle right-of-way and causes the accident 2/3 of the time.

7. Drivers inability to recognize motorcycles in traffice is the main source of motorcycle collisions. The driver of the other vehicle involved in collision with the motorcycle does not see the motorcycle before the collision, or does not see the motorcycle until too late to avoid the collision.

8. Deliberate hostile action by a motorist against a motorcycle rider is a rare accident cause.

9. The most frequent accident type is the motorcycle proceeding straight and the automobile making a left turn in front of the oncoming motorcycle.

10. Intersections are the most likely place for the motorcycle accident, with the other vehicle violating the motorcycle right-of-way, and often violating traffic controls.

11. Weather is not a factor in 98% of motorcycle accidents.

12. Most motorcycle accidents involve a short trip associated with shopping, errands, friends, entertainment or recreation, and the accident is likely to happen close to the place the trip began.

13. The view of the motorcycle or other vehicle involved in an accident is limited by glare or obstructed by other vehicles in almost 2 of multiple vehicle accidents.

14. Visibility of the motorcycle is a critical factor in multiple vehicle accidents, and accidents are significantly reduced by the use of motorcycle headlamps (on in daylight) and the wearing of high visibility yellow, orange or bright red jackets.

15. Fuel system leaks and spills are present after 62% of motorcycle crashes. This means that there is usually a fire hazard.

16. Significantly overrepresented in accidents are motorcycle riders between the ages of 16 and 24; motorcycle riders between the ages of 30 and 50 are significantly underrepresented. Although the majority of accident-involved motorcycle riders are male (96%), female motorcycles riders are significantly overrepresented in accidents.

17. Motorcycle riders involved in accidents are essentially without training; 92% are self-taught or learned from family or friends. Motorcycle rider training experience reduces accident involvement and reduces injury in the event of accidents.

18. Almost 1/2 of fatal accidents show alcohol involvement.

19. Motorcycle riders in those accidents have difficulty avoiding the collision. Most riders overbrake and skid the rear wheel, and underbrake the front wheel, greatly reducing the ability to slow down and avoid the accident. In the presence of alcohol, the ability to countersteer and swerve are just about absent.

20. The typical motorcycle accident allows the motorcyclist just less than 2 seconds to avoid the collision.

21. Motorcycle modifications such as those associated with the semi-chopper or cafe racer are definitely overrepresented in accidents.

22. The likelihood of injury is extremely high in motorcycle accidents – 98% of multiple vehicle collisions and 96% of single vehicle accidents result in some kind of injury to the motorcycle rider; 45% result in more than a minor injury.

23. Half of the injuries to motorcycle riders are to the ankle-foot, lower leg, knee, and thigh-upper leg.

24. Crash bars are not an effective injury countermeasure; the reduction of injury to the ankle-foot is balanced by increase of injury to the thigh-upper leg, knee, and lower leg.

25. The use of heavy boots, jacket, gloves, etc., is effective in preventing or reducing abrasions and lacerations, which are frequent but rarely severe injuries.

26. Speed, alcohol involvement and motorcycle size increade the injury severity.

27. Seventy-three percent of accident-involved motorcycle riders use no eye protection, and it is likely that the wind on their unprotected eyes contributes to impairment of vision which delays hazard detection.

28. Approximately 50% of the motorcycle riders in traffic use safety helmets but only 40% wear helmets at the time of their accident.

29. Voluntary safety helmet use by accident-involved motorcycle riders was lowest for untrained, uneducated, young motorcycle riders on hot days and short trips.

30. The most deadly injuries to motorcycle accident victims are injuries to the chest and head.

31. The use of the safety helmet is the single critical factor in the prevention or reduction of head injury.

32. Safety helmet use does not decrease the riders ability to hear or see, and causes no fatigue or loss of attention; no element of accident causation is related to helmet use.

33. Helmeted riders and passengers showed significantly lower head and neck injury for all types of injury, at all levels of injury severity.

34. The increased coverage of the full facial coverage helmet increases protection, and significantly reduces face injuries.

35. There is no increase in neck injury by wearing a safety helmet; helmeted riders have fewer neck injuries than unhelmeted riders.

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Protecting Yourself With Motorcycle GAP Insurance

by Hart Laurenceupdated on November 30, 2020October 1, 2020

Imagine you just purchased a brand new Suzuki GSX-R1000 motorcycle two months ago, and it was stolen right before your eyes as you were eating in your favorite restaurant. Not to worry, you are fully protected by the full coverage motorcycle insurance policy your motorcycle lender required you to get. Right?

In most cases, not exactly, if you look into the details of the motorcycle insurance policy you purchased. The reason is that most full coverage motorcycle insurance policies will cover for total loss such as theft, accident or natural disaster, but these policies typically only cover the depreciated market value of the motorcycle not the outstanding value of your motorcycle loan.

Therefore, if you opted for a zero down payment motorcycle loan or perhaps a low payment credit card motorcycle loan, your Suzuki GSX-R1000 may have depreciated faster than you have paid down the value on your motorcycle loan. Since your motorcycle insurance policy will most likely only cover the depreciated market value of your Suzuki GSX-R1000, you are responsible for the difference in the value the insurance company pays you for your stolen or totaled motorcycle and what you actually owe on your motorcycle loan.

In the event a motorcycle is stolen or totaled, motorcycle buyers in the first two years of a motorcycle loan are the most susceptible to not being reimbursed enough from their motorcycle insurance policy to cover the value of their motorcycle loan. So what is a motorcycle buyer to do to protect against the outstanding value of their motorcycle loan?

The answer for some motorcycle buyers lies in a little known policy called gap insurance. Gap insurance is a total loss insurance policy that will pay the difference of the amount your motorcycle insurance company pay’s you for a total loss on your motorcycle and the value of your motorcycle loan.

Here is a quick example. Let’s say your Suzuki GSX-R1000 has a going depreciated market value of $7500, yet you owe $9,500 on your motorcycle loan for it. In the event of total loss such as theft or an accident, your motorcycle insurance policy will likely only pay you the used market value of $7500. However, you still owe your motorcycle lender $9500 so you have a gap of $2,000 ($9500-$7500=$2000). Gap insurance covers the $2000 gap that you still owe to the motorcycle lender since the motorcycle insurance company only paid you $7500 for your stolen or totaled Suzuki GSX-R1000.

Is gap insurance for everyone? Not exactly, it really depends on your financing arrangement. Here are some tips in deciding if gap insurance is right for you.

1. If you entered a zero down payment motorcycle loan especially for an extended term like 48-84 months gap insurance is probably a good idea for you. On the other hand, if you put a large down payment down with your motorcycle loan your probably better without
gap insurance
.

2. If you are getting a motorcycle loan on a motorcycle model that has a history of depreciating very fast, gap insurance is likely a good alternative for you. To determine this, compare the depreciation rate of your motorcycle with the pay down of the principal on your motorcycle loan. This will give you an indication if you would be upside down if your motorcycle was stolen or totaled.

3. Check all of the details of your full coverage motorcycle insurance policy to make sure that it does not cover the gap between the market value of your motorcycle and the value of your motorcycle loan. A very small percentage of motorcycle insurance policies cover the value of your motorcycle for the first year without considering depreciation. If you are lucky and your full coverage insurance policy covers 100% of the motorcycle without considering depreciation there is little need for gap insurance.

4. Are you purchasing a used motorcycle? If so there is probably not an option for you to purchase gap insurance because most gap insurance policies are only good on brand new motorcycles. As a result, used motorcycle buyers are advised to place down a decent size down payment and opt to pay of the loans in the shortest possible time.

5. What is the cost of the gap insurance policy? Does this cost justify the benefit?

Overall, depending on the financing situation gap insurance can provide some excellent financial security to motorcycle buyers purchasing their motorcycle with a motorcycle loan. However, each motorcycle buyer’s situation is different and the above five factors can be helpful in determining if gap insurance is the right decision.

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Recent Posts

  • Instructing Recreational Food Preparation Courses
  • Protecting Yourself With Motorcycle GAP Insurance
  • How To Get Approved For A High Risk Motorcycle Loan And Financing
  • Choosing The Right Motorcycle Tire Involves The Right Tread Style, Tire Bias And Tire Materials
  • Pursuing a Motorcycle Accident Claim

Categories

  • Motorcycles
  • Recreation
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